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Benefits — Section 2 GROUP HEALTH CARE Coverage under a group health care plan providing hospital and medical expense benefits is available to all full-time employees upon their beginning date of employment. A staff employee has a thirty-one (31) day enrollment period from his/her beginning date of employment in which to decide whether to participate in the group health insurance plan. If an employee wishes to enroll in the plan or to add dependent coverage after this enrollment period, it will be necessary to provide evidence that the employee and any dependents desiring coverage are in good health as determined by the insurance carrier before participation under the plan can be permitted. The cost of the plan is divided between Earlham and the employee, with Earlham paying all of the employee-only premium and 50% of the dependent premium for staff employees and 25% for teaching and administrative faculty. Family member benefits are available to a spouse and unmarried dependent children under 19 years of age, including any family member who is also an employee of Earlham College. Unmarried dependent children who are full-time students are eligible for coverage until their 25th birthday. If an employee does not have a family at the time of his/her initial enrollment, he/she will be given a thirty-one (31) day enrollment period for dependent coverage beginning on the date that he/she is married and upon the birth or adoption of the first child. If dependent coverage is not elected during this period and later desired, it will be necessary to provide evidence that the spouse and/or unmarried dependent child are in good health as determined by the health plan administrator and insurer before participation under the plan can be permitted. Health care coverage for full-time employees begins on the first day of employment. If elected, health care coverage for dependents begins on the first day of the first full pay period worked following the first day of employment or on the first day of employment if that is the first business day of the full pay period. Same-sex domestic partners may be eligible for dependent coverage. For further information, contact the Business Office. In the event that a full-time employee is disabled and receiving either Workman's Compensation or Long-Term Disability Benefits, Earlham will continue to pay the employer portion of the employee's group health care premium. While disabled, the employee is responsible for paying the employee share. If the employee has a past due premium, then at the sole discretion of the College the health care coverage may be terminated. Eligibility ceases on the last day of employment. All employees are eligible to continue their health insurance coverage for themselves and their dependents as by federal law (COBRA). Contact the Business Office for details. A booklet that explains the plan in detail is available from the Business Office. When an employee becomes insured, he/she will receive the booklet and an identification card. All claims are filed directly with the health care plan administrator. |
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Earlham College · 801 National Road West · Richmond,
Indiana 47374-4095 |